Easy Money Exchanges With Friends And Family

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This is a sponsored conversation written by me on behalf of Square, Inc. The opinions and text are all mine.


Last week we all got together for a family dinner to celebrate my brother-in-law’s birthday. Dinner was great and the kids had so much fun hanging out with their cousins. As we finished eating, the bill was delivered and we all did the same song and dance trying to split the bill up. Some of us wanted to pay cash, and others were going to put it on their credit card. Those of us paying with cash also were trying to make change with the rest of the group. It was reminiscent of a comedy sketch from high school, only it really wasn’t that funny. It was more annoying than anything else! We finally figured out that my sister wanted to put it on her credit card for points so my parents gave her a check, and Pete and I gave her cash. I doubt she was looking forward to having to go all the way to the bank to cash or deposit the check, but at least we all got it figured out.

The thing is, all of that could have been avoided if we had used the Square Cash App because it is the easiest way to pay back your friends or family.

easily pay friends and family

To use Square Cash, you just download the app on iOS or Android and then you answer a couple questions like your mobile phone number and your name. After that, you add your debit card and bank account info and you are ready to go. The really cool part is that there is no fee involved when you are using your debit card to send the money to friends and family, and the money can be instantly transferred to your bank account. There is even a new ability to use Apple Pay through the Square Cash app! I tested it out and I was able to send money in just a couple clicks, which is exactly what I need from an app to get a lot of use when I am on the go. I don’t have time for cumbersome apps these days and this one was so easy and crystal clear to use.

I was able to set it up on my phone and get it ready to use in less than a minute. Downloading the app on our slow cell signal took longer than the setup process! People can even send you money without a Square Cash account, but after seeing how easy it makes sending money, they will want one! There is even a referral program that popped up for me once I signed up where I could earn money back when those that I referred signed up. I think that is pretty cool. The app has a log of features that make it really progressive to use to send money, but it is all really easy to use.

square cash

I keep thinking about how useful this app is going to make my life easier, and I jotted down some ways I see myself using it.

  • For those of us with teens, this is going to be life changing. I can see myself sending Maddie money for her to transfer into her account (which is at a different bank than I do my main banking at). That way I don’t have to drive over there and deposit a check.
  • Pooling our money at my daughter’s school for teacher gifts, classroom supplies, and school spirit clothes.
  • Splitting the check at meals and for things like gas when I am driving with friends. Although I tend to just pay it all if they are driving, but sometimes they insist on splitting it.
  • Sending my parents money when they take the kids out for dinner. They love to pay for these things, but I would rather they use their money on themselves, so I try to send money with the kids to pay for their own food. I forget to put the cash out a good 50% of the time, so this would be a great option to use instead.
  • Paying for coffee runs at work or when I am running late for a coffee date with a friend.

I have so many other ideas too and I know that the more I get used to using it, the more I will use it!

I plan to have it downloaded onto all of our phones to use and Pete and I will share one account with Maddie having a separate one. I’m also going to tell my family about it at our next dinner and have us all use it so that when the bill comes, it will take us seconds to get the money all squared up. That will leave us more time for laughs and having fun together. You can download Square Cash from the Apple App Store or Google Play Market and try it out for yourself.

After our experience this weekend we learned that sharing the bill with friends is easy with Square Cash, but sharing your food isn’t! Especially for Pete, he never shares his food! I’m totally not joking. He just isn’t a sharer when it comes to food like I am. That’s okay, though, he’s pretty awesome otherwise.

You can learn more about Square Cash on Facebook, Twitter, and Instagram.

How would Square Cash make your life easier?

This is a sponsored conversation written by me on behalf of Square, Inc. The opinions and text are all mine.

Heather Reese
the authorHeather Reese
Heather Delaney Reese is the storyteller and photographer behind the lifestyle and family travel blog, It's a Lovely Life®! For the past decade, she has vacationed over 150 days a year with her family. She is a vegan, and loves being by the water, spending time with her children, husband, 2 Shih Tzus and Cat.


  • The Square app sounds like it would really come in handy. Sometimes I eat at restaurants where they don’t like to split the bill.

  • That app sounds awesome. This is perfect for making splitting the bill easier or just sending money to the kids in a pinch. I think the whole family will be downloading this one.

  • Does aa sound like exactly what I need! I am always trying to find ways to pay back my parents in the festival a convenient way. This would really help.

  • There really is an app for anything and everything, huh?! I love that idea of having an app to really figure out how to split up the bill. Super awesome, I will have to check this out!

  • My friends and I have frequent girls nights and an app like this would be awesome to have on hand. I can see Square totally simplifying the bill splitting process, especially after a few drinks.

  • That is such a neat idea! This would make life so much easier and avoid some akward paying situations.

  • This would be really helpful for as I travel a lot and need to send money to family and friends all the time. I need this on my phone right now!

  • Well cool! I did not even know this existed! Thanks for writing about it. I will check it out tonight and add it to my apps. I can see many ways this could come in handy for sure! I love learning about new apps and tech!

  • I have been hearing great reviews for the Square Cash App. A few of my friends have a home business and it has opened up a new way for people to but the products for them. It would be an easy way to split the bill at restaurants.

  • Oh my goodness! Your “paying the restaurant bill” scenario is way too familiar! We get together for lunch/dinner with friends every month and the scene is the same with different players. We have got to check out the Square Cash app.

  • I actually just used Square to pay someone for some clothing that I ordered. I’ll admit, I was a bit intimidated at first, but it was ridiculously easy. Now that I’ve used it once, I can think of a hundred more ways to use it….I’m actually kinda looking forward to using it!

  • What a coincidence! I was just talking to a friend today and she was telling my about the Square Cash App and how convenient it was. She was comparing it to PayPal more favorably and I told her I’d have to research it. Problem solved… thanks!

  • I have heard of cash apps and how it’s supposed to facilitate giving money to friends / receiving it from them. Will have to check it out! We often split restaurant bills between girlfriends.

  • I have used Square for my past business but I didn’t realize you can use it personally. I’m going to go back and check them out. I loved them for my business

  • I’ve seen a bit about Square Cash. It sure does sound like it would make life easier for people. I’m going to have to learn more.

  • Technology these days OMG. i never knew about this app….Now i have downloaded it on to my phone…Thanks for sharing

  • I have come across an article discussing the benefits of Square Cash app. I think it is pretty awesome. I will have to check it out and learn more about it. I think it will work with our family too.

  • I’ve always used Venmo so this must be something very similar. Regardless, both look easy to use!

  • This app looks really awesome! There have been so many times when I wished there was an easier way to exchange money with family and friends.

  • Technology has definitely stepped it up when it comes to being able to transfer money. I am going to have to take a look into this!

  • This is such an awesome way to pay the bills when you go out to eat or do things together. I know my teenager would really find this helpful with her friends.

  • This is going to make it so much easier when I go out with my friends and we divide up the bill. Thanks for sharing!

  • I am a little behind the technology on this one – think it could be super useful for me and everyone I know. Going to work on this. Thank you for sharing

  • I wish i knew about this sooner! My sisters and I (all live in different states) are always going in on gifts for our parents and other family members. Splitting it up is always the hardest part, but not with his app! I cant wait to show my sisters this!

  • There are so
    Many times that I have experienced the same thing you did when going out to a restaurant with friends. That app sounds pretty cool. I love it.

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