...How everyone is "frugal" in their own way?   I was talking to a friend who reminded me that I am not frugal. "Not at all" she says... and she's right!   When I think of frugal I think of...

{{I wrote the post awhile ago {think years} for a magazine. Most of this still applies and is a good reminder.}} This is a follow up to yesterdays post, why I love credit cards. I find that in my life...

  Welcome to my next installment of the "Daily Money Saving Tidbit": Most “heavy shoppers” love credit cards. I used to be a “heavy shopper”, groceries, clothes, dog food, it didn’t matter, if you could buy it, I wanted to...

I'm not quite sure how many times a post can be written and then re-written, but this one started with, "It's getting closer to Christmas" then it became "Happy Christmas Eve" and then it was "Merry Christmas". Now notice it...