Becoming a mom was one of the best things that ever happened to me. Today I’m sharing this sponsored post of 10 Practical Tips All New Moms Need To Know in partnership with FutureAdvisor.
You come home from the hospital with a brand new baby and then you think… now what?
I’ve done that three times and each time I thought the same thing “I get to take her home?” Really?! The first time I was a new mom and I was so excited, but just as equally scared! The second time I kept thinking “I’ve got this,” but then I realized I’d be the primary caregiver for two small humans and I regressed back to being a first time parent. The third time I was much older and I was running on pure happiness. I felt like I finally understood it all and started thinking in a much more practical way.
I learned so much each time I became a mom and I have a list of things for new moms to think about.
1. Take all the help you are offered, especially if it is free. You won’t feel like doing it, but you will thank yourself later. If someone wants to bring you dinner say yes! Less to do means more quality time spent with your baby and more money in your pocket.
2. Birthdays should not make you go broke. Create a fun moment for your child. Don’t worry about buying a ton of gifts.
3. Buy a new camera. Take way too many pictures. Seriously take so many pictures that you even worry yourself. You will look back on these picture memories and be so happy you have so many! If you have a good camera you can take your own pictures and save money by limiting the number of professional pictures you have taken.
4. Experiences over things. Spend your money making memories instead of buying things. Also, babies and little ones don’t need much. Clothes, food, a place to sleep is about all. Forget about buying all the other “stuff.”
5. Always choose the kids. There will always be work to do. There will always be other things that need to get done. Always choose spending time with your kids. There is time for the rest later. Plus spending time together costs nothing!
6. A spotless home is over rated. Your kids won’t remember a perfect home, what they will remember is the time you spent with them.
7. The little things are just that, little things. This is a big one! Life is too short and time goes by way too fast to worry about, or get upset about the little thing in life. Let them go!
8. Take time to take care of you. If you are sick go to the doctor. Get your hair cut. Go for a walk. When you take care of yourself you can take care of your family better!
9. Think practical over fancy when it comes to baby clothes. Kids get so messy… I fell victim to cute clothes and it didn’t take me long to realize that functional clothes were better than all the cute clothes in the world! Spend money on a “going home from the hospital” outfit and on special occasion outfits, the rest of the time think “economical” and “comfy”. Save your money for more important things.
10. Start saving for college early. Everyone will tell you that they grow up quickly, but it’s true! Plan your college savings early with FutureAdvisor’s Diplomas Without Debt. With my first I thought that I had so much time and then in the blink of an eye she will be going to college. FutureAdvisor’s Diplomas Without Debt helps people save and invest in special, tax-advantaged college savings accounts to give their children a headstart. They charge no management fee, and make no profit. The only fees investors pay are to the underlying funds, and they automatically help them find the best prices.
There are several kinds of college savings accounts (529s, Coverdells, UTMAs), which can be confusing. FutureAdvisor helps people choose the right account to match their goals, for free. By using a tax-advantaged college savings account, families can grow their wealth faster and ease the burden of student debt for their children. They do this because they believe that every kid in America deserves a shot at higher education, without being financially crippled for decades.